When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why The First National Bank of Fletcher has so many accounts to choose from. From Regular Checking to a Now account, you'll find the account that fits your needs.
Requirements:
- Minimum balance to open - $100.00
Benefits:
- Unlimited check writing
- Online banking
- Mastercard Check Card (upon approval)
Cost:
- $ .00 to $399.99 – $7.00
- $ 400.00 to $599.99 - $6.00
- $ 600.00 to $749.99 – $5.00
- $ 750.00 to $999.99 - $4.00
- $1,000.00 and above none
- Monthly maintenance fee - $1.50
For Customers over 60 years of age
Requirements:
- Minimum balance to open - $100.00
- Minimum balance to obtain Annual Percentage Yield - $1,000.00 the daily-balance method is used to calculate the interest
Benefits:
- Unlimited check writing
- Online banking
- Mastercard Check Card (upon approval)
Cost:
- Monthly maintenance fee - $1.50
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
For customers over 55 years of age
Requirements:
- Minimum balance to open - $100.00
- Minimum balance to obtain Annual Percentage Yield - $1,000.00 the daily-balance method is used to calculate the interest
Benefits:
- Unlimited check writing
- Online banking
- Mastercard Check Card (upon approval)
Cost:
- Monthly minimum balance fee if average daily balance falls below $1,000.00 any day in cycle - $3.00
- Monthly maintenance fee - $1.50
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Requirements:
- Minimum balance to open - $100.00
- Minimum balance to obtain Annual Percentage Yield - $1,500.00 the daily-balance method is used to calculate the interest
Benefits:
- Unlimited check writing
- Online banking
- Mastercard Check Card (upon approval)
Cost:
- Monthly minimum balance fee if average daily balance falls below $1,500.00 any day in cycle - $8.50
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
For full time students under 21 years of age.
Requirements:
- Minimum balance to open - $25.00
- Receive monthly statement electronically
Benefits:
- Minimum balance to open - $25.00
- Mastercard Check Card (upon approval)
For G.P. Employees Only
Benefits:
- Please contact the Bank for more information!
- Mastercard Check Card (upon approval)
Requirements:
- Must be an employed school teacher
Benefits:
- Please contact the Bank for more information!
- Mastercard Check Card (upon approval)
Consumer Checking Account
Requirements:
- Minimum balance to open - $100.00
- 18 – 50 years of age
- Minimum of 10 debit card (POS) transactions per statement cycle
- One Direct Deposit or ACH Auto Debit
- Receive monthly statement electronically
Benefits:
- Unlimited check writing
- Online Banking
- Mastercard Check Card (upon approval)
Cost:
- If the above requirements are not met then a $7.00 Service Fee will be imposed
Savings Account
Requirements:
- Minimum balance to open - $100.00
- Daily ledger balance to obtain Annual Percentage Yield $100.00, the daily balance method is used to calculate the interest
Benefits:
- 2 free withdrawals per month
Cost:
- Additional withdrawals per month - $1.00
- Minimum maintenance fee of $3.00 if daily ledger balance falls below $100.00 any day within the month
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
Requirements:
- Minimum balance to open - $1,000.00. The daily balance method is used to calculate interest
- Early withdrawal penalty may be imposed if any of the principal is withdrawn prior to maturity
Benefits:
- Flexible investment terms
- Competitive yields
- FDIC Security
- Interest paid by check or deposit
Please contact the Bank for our current Annual Percentage Yield and current interest rate.
